The Railways has started a cashless health care scheme for retired employees. The Scheme is named as Cashless Treatment Scheme in Emergency (CTSE) aims to provide comprehensive Healthcare facilities. Through the scheme, railway provides healthcare facilities in-house health institution and when necessary to referrals to recognised hospitals.
The Railway Minister Suresh Prabhu said, “Cashless Treatment Scheme in Emergency is another important step. Life expectancy has increased, so many health problems have evolved. This scheme would improve health care facilities for railway employees.”
In the CTSE, retired employees and their dependent family members will be benefitted. After retirement, a large number of beneficiaries live in the newly developed areas of the cities. Mainly these part of the city is far away from the established railway hospital. So, in an emergency situation, a lot of the time is lost in travel. In CTSE facility, the retired employees and their dependent family members will be utilised the service in empanelled hospitals.
Railway has developed the web- based system for communication between private hospital and railway authorities. The identification of the beneficiaries will be established using biometrics stored in Aadhaar (UIDAI) server and eligibility will be determined using Railways Data Base. The emergency will be verified by the Railways Medical Officers on the basis of Private Hospital Clinic Report.
The Scheme has been Started as a pilot project in four metro cities, Delhi, Mumbai, Kolkata and Chennai. After success in these cities, the scheme may be extended to the entire country.
The whole system of the scheme is online, the bill processing also will be online. The main motive of the scheme provides help of retired employees at when need and also a moral support on serving employees.