Lucky Grahak Yojana -Make Digital Payment and win Lucky Draw
Narendra Modi has started a new scheme to promote the cashless digital payment after the big act of demonetization, All this is under Digital India programme. Under this government scheme , Government will provide cash as rewards under lucky draw scheme.This scheme has been named as “Lucky Grahak Yojana” and under this yojana reward prize money goes up to Rs 1 Crore. Right now government is targeting Daily 15,000 people for the lucky draw winner prize. The selection of winners under this scheme will be on the basis of Lucky Draw.Also under this scheme, as it is a government organised scheme thousand of winners are getting rewarded daily .The Lucky Grahak Yojana is a big scheme . Under this scheme government is spending Rs 340 Cr for this digital payment lucky draw.
Types of Rewards you can get for Digital Payment
Under Laucky Grahak Yojana there are various kind of prizes you can win on the basis of lucky draw after you make digital payment. Also with types there are three category of prizes such as –
- Daily Prize
- Weekly Prize
- Mega Prize
There are various types of prizes under this Lucky Grahak Yojana. There would be daily prizes, weekly prizes, and Mega prize.
Daily Prize To Lucky Consumer
- Daily 15,000 people would get the prize
- Every person would get Rs 1000.
- The Prize would be given for 100 days
Weekly prizes worth Rs 1 lakh, Rs 10,000 and Rs. 5000 for Consumers. Some details are awaited in this regard.
The Mega draw would happen on 14th April, on the day of Ambedkar Jayanti.
- 3 Mega Prizes would be given
- The first prize would be of Rs 1 Crore
- Second prize is Rs 50 lacs
- and Third prize is Rs 25 lacs
Also there is a Lucky Winners of Each Category
Also a lucky winner will be selected from all the above three category which will get prize
|Mode of Transactions||Daily Winners|
Advertisement Banner under Lucky Grahak Yojana
Check if you are Eligible For Lucky Grahak Yojana
These prizes and given category would be given to those consumers who pay using the cashless mode/digital payment.
Note- the prize is for the consumer. It means you have to pay for a service or product.
The payment should be done from any of the following modes.
- Unified Payment Interface (UPI) – This is mobile app-based payment system. Most of the banks have integrated the UPI to their existing mobile apps. SBI Pay, PNB UPI, Axis Pay, PhonePay are the standalone UPI apps.
- USSD *99# Banking – This system of payment is for those who don’t have a smartphone or internet. To use this type of payment you have to dial *99# from your feature phone.
- Adhaar Enabled Payment System (AEPS) – This payment system does not require phone, internet or signature. This is done on the micro ATM using your Adhaar and fingerprint. The merchant uses Aadhaar payment app to get money.
- Rupay Card – This may be debit or credit card like Visa and Mastercard. The NPCI has developed this payment gateway. All JanDhan Account holders have got this type of debit card
The payment through the digital wallets e. g. Paytm, Mobikwik, Freecharge, pockets, Buddy would not be eligible for this scheme unless consumer uses the UPI mode of fund transfer. There are many digital wallets which have integrated the UPI with itself. So, if you use Phone and pay through the UPI mode, you would be eligible for the lucky draw.
Check lisy of payment which are elegible or not
|Lucky Grahak Yojana eligibility of transaction|
|Digital Wallets||Paytm, Freecharge, Phone, Mobiquik||No|
|UPI Apps||SBI Pay, iMobile, pockets, chiller, PNB UPI,||Yes|
|UPI in Wallets||Phonepay, Freecharge||Yes|
|USSD||Available to all mobile banking customers||Yes|
|AEPS||Transaction Through Micro ATM||Yes|
|Rupay Card||Jan dhan account holders have this card||Yes|
|Master, Visa, Maestro||All credit cards have this type of cards||No|
Time Limits of Transaction
The lucky Grahak Yojana is applicable from the back date. The digital payments done from 8th November 2016 to 13 April 2017 were also eligible for Lucky draw.
The lucky draw started from 25 December 2016. The scheme would go on for 100 days.
Limit of Amount for Lucky Draw
This scheme is designed to promote digital payments among the lower middle and poor class. Hence, there is upper limit for the transactions.
- The digital and card payments of more than Rs 3000 would not be eligible for lucky draw. There is a minimum limit of Rs 50.
- Every transaction between this limit would be eligible for lucky draw. The more you use the digital payments, more would be chance to get a prize. To be eligible for this scheme, you should limit your transaction to Rs 3000. If your bill is exceeding, you can split it.