Apun Ghar Home loan scheme has been launched by Government of Assam. Main aim under this scheme is to provide home loan on low rate of interest to State Government Employees. A financial institution will be also started by Assam Government to provide home loan o low cost. A Memorandum of Understanding (MoU) with State Bank of India has been also set by government of Assam for this purpose. SBI has set a goal to provide 10,000 Home Loans till month of May 2018.
Apun Ghar Home loan scheme – Complete Detail
Apun Ghar Loan Scheme is such scheme which works to provide affordable home loans to employees. this scheme will provide home loan without Collateral Security or Processing Fee.
|Sr. No.||Rate of Interest||Amount of Loan||Interst subsidy|
|01||5% (Male employees)||Rs. 15 Lakh||3.5%|
|02||5.5% (Female Employees)||Rs. 15 Lakh||3.5%|
Home loan will be easily available to employees at low rate of EMI’s for time period of 20 years.
Required Eligibility for Apun Ghar Home Loan Scheme
Eeligibility criteria to get laon benefit of Apun Ghar Home Loan Scheme are as follows
- Age of 21 years or more.
- 5 years of Residual service.
How to Apply for Apun Ghar Home Loan Scheme
- Application process has been made simple to save time & efforts.
- Submit your Application Form/Request to District Drawing & Disbursing Officers.