30,000 discount on Rs 1,00,000 under Nijer Paye Dara Scheme

Now under “Nijer Paye Dara Scheme” one can get a benefit of Rs 30,000 on Rs 1 lakh as you have to return only 70,000 rs from 1 lakh. This scheme has been introduced by Sadhan Pande, West Bengal Self-Help Group and Self-Employment Minister. This is a  unique loan scheme named ‘Nijer Paye Dara Scheme‘ for micro, small and medium enterprises (MSME).

What is Nijer Paye Dara Scheme

Under this scheme, if any people want to take a loan for his / her business under this scheme he or she will get a 30,000 off. It means that if anyone takes a loan of Rs 1 lakh then he will only have to pay Rs 70,000 only. This is basically for a MSME entrepreneur will need to pay back only Rs 70,000 if he or she takes a loan of Rs 1 lakh to start a business!

As per the information provided by the officials, this scheme will be introduced in the financial year 2017-18.


  1. In order to increase self-employment.
  2. In order to reduce unemployment.
  3. In order to reduce the stress on urban centers people from villages flock to for livelihood opportunities.

Benefits of the Nijer Paye Dara Scheme

All the needy applicants can avail the benefits of the scheme, from the bank through only the Self Help Group and Self-Employment Ministry. Under the scheme, all the applicants who are getting the loan will need to pay back only Rs 70,000 for every Rs 1 lakh borrowed, with the remaining Rs 30,000 coming from the West Bengal government in the form of a grant.

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One comment

  1. Hello,
    I have a small Art & Craft manufacturing company at Vill – Banagram, Po. – Rasapunja, PS – Bishnupur 24 Parganas ( S )
    Kolkata – 700104. Now i Need some working capital.
    Kind Regards
    Goutam Ghosal

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